Mortgage Rates USA
May 11, 2008
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Welcome to Mortgage Rates USA.  Are you shopping for a mortgage and/or low mortgage rates?  Let us help you save time, money, and headaches with our FREE mortgage quote service.  

Feel free to browse our individual state pages detailing some of the rates currently offered in your area.  If you choose, fill out our brief Mortgage Rate Quote and we will search our national database for some of the lowest mortgage rates currently available.   In most cases, you will be contacted in 24 hours* or less with a competitive mortgage rate quote from between 1 and 4 mortgage providers.

 Mortgage Rates USA is not a lender, and we're not trying to sell you anything.  
We are here to find low mortgage rates and help you clarify the often confusing mortgage loan process.

Many of the pages you will find here are tailored with the mortgage consumer in mind.  On the left of your screen are links to pages providing you with inside knowledge from mortgage industry professionals.  Armed with this valuable information, you will have the power to become a more informed consumer and help you find a low rate for your next mortgage.
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 Current National Rate Averages
Recent Mortgage News
Bernanke Plays Down Threat From Subprime Defaults

May 17, 2007, 9:00 pm PDT

By Stephen Wisnefski and Jesse Thomas - RealEstateJournal.com

Federal Reserve Chairman Ben Bernanke said Thursday that the financial system can withstand the fallout from the subprime-mortgage market "without serious problems."

"We have spent a bit of time evaluating the financial implications of the subprime issues, tried to assess the magnitude of losses, and tried to determine how concentrated they are," Mr. Bernanke said in response to a question following a speech here. "There is a sense that, although there is always a possibility for some kind of disruption ..., the financial system will absorb the losses from the subprime mortgage problems without serious problems."

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 Rate Quote Request

 Thank you for visiting our website.  We can help save you time and money by searching our national database of lenders to find you low mortgage rates.  This is a FREE service we offer.  Based on several factors (property location, loan size, loan term, etc.), we will supply your rate request to between 1 and 4 pre-qualified lenders.  They will then compete for your business.  You are under no obligation, implied or otherwise, to use any of the lenders we put you in contact with.

---Any information provided is confidential, and is shared only with the lenders we locate for you.---
---Your personal information is never sold or disclosed to any third parties or advertisers.---
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By submitting this form, I acknowledge that MortgageRatesUSA.com is not affiliated with any loan provider and does not recommend any particular lender/broker. I agree that MortgageRatesUSA.com, its owners, operators, and suppliers are not a party to my loan transaction, and any loan agreement, process, and/or settlement is strictly between me, the applicant, and the mortgage company of my choosing.